If you are in need of financial help to get rid of some of the debts you have and are finding it difficult to get a bank loan, Finanzero will help you! With 100% free services, you can simulate the amount of money you need and still how many times you can make the payment. Bank loans are getting in the past and online loans are gaining more and more space.
It is no longer today that many people have stopped using traditional banks as collateral to get a loan. With abusive interest rates and absurd bureaucracy, not all individuals or legal entities can make a loan. Bank correspondents may be the best option for those who need quick and hassle-free credit.
Companies that work as bank correspondents have the role of mediating the loan or financing of clients with banks. At Finanzero, you have the option of applying for personal loan , financing or refinancing of vehicles or even refinancing of property. Those who hire any of these services will not have to pay any kind of early deposit.
How does Finanzero work?
Finanzero is a company that has the function of a correspondent bank, that is, it makes the correspondence between the bank and the client requesting the financing or loan. All registration and request process is done through the internet. As we said, it is possible to contract personal loan, financing or refinancing vehicles and secured loans.
Those interested in the services offered should only register on the website and Finanzero will negotiate with the partner banks such as Banco Pan, Banco Safra, Simplic, Geru, Creditas, Moneyman, Lendico, BV Financeira, Ibi Cred and Ferratum sending the proposals received by e-mail, which can be confirmed by telephone. Once all data is confirmed, you will need to sign the agreement and the money will be transferred to the checking or savings account.
What are the types of loans and their advantages?
At Finanzero you will find 3 types of loans. See below how each works and choose the one that best suits your needs.
Online Personal Loan
This type of loan can be requested by all people who need a quick and easy credit. Those who want to apply for this type of loan need not give any kind of good as collateral. Once the credit is requested, Finanzero performs the necessary simulations and contacts the major financial partners for the credit analysis.
The interest rates for these transactions vary from 2.3% to 18%.
Refinancing of vehicles
Refinancing of Finanzero vehicles is also known as a secured loan. This option is perfect for those who own a car removed. These interest rates can be up to 3x times lower than those in the market for personal credit.
The interest rates applied in these transactions range from 2.3% to 4.8%.
Financing of vehicles Finanzero
This type of financing is suitable for anyone who wants to buy a new or used truck or car. Partnerships for this type of transaction include companies such as Omni, Santana and BV Financeira. In this financing, all details of the vehicle are used.
The interest rates applied in these transactions vary from 1.9% to 4.1%.
Steps for Borrowing
The client will have to go through only 3 steps to apply for a loan at Finanzero. Learn what these steps are:
- Make your request: In this step, fill out the form to complete your registration. Fill out your personal information correctly and the type of loan you are looking for.
- Receiving the best offers: Finanzero contacts the banks and financial partners and sends you the best financing options.
- Choose the best proposal: At this stage you should choose the best proposal according to your budget. Then you sign the contract and the money is deposited into your account.
How to make a simulation on the Finanzero website?
Before you apply for the credit you need, you can do a simulation on the official website of Finanzero.
If you want to simulate a personal loan, you will need to inform the amount you are borrowing, the amount of months you can pay for this loan, and your personal information such as name, CPF, email, telephone, marital status and others information.
If you are looking for a refinance or vehicle financing quote, you need to inform the value of your vehicle, the amount of the loan you want and also the term of payment of that loan.
It is very important that you do not, under any circumstances, any kind of payment or deposit for analysis / release of the loan requested. The Finanzero company does not ask for any kind of cash for you to know information about loans or financing, so if someone asks you this, it’s a scam.