SPC credit score – After Seara Experian launched the Serasa Score, Boa Vista SCPC could not be left behind, this Monday, May 29, the company launched the newest online platform for personal query of the index known “score of credit, ” the score is a score that each person with a CPF has based on their financial account and obligation payment history.
This credit rating is widely used in commerce, mainly by financial and banking institutions to grant loan approvals, credit cards, financing and other financial services that require the consultation of these bodies.
What Is The SPC Credit Score
The online tool to obtain Boa Vista SPC credit score allows the citizen to consult for free by means of simple registration through the online form on the website. Previously this consultation was also free, but the result could take up to two business days to be delivered to the applicant.
According to Pablo Nemirovsky, Service superintendent Consumer da Boa Vista SCPC – “C onsultar credit score or score, it took because it was necessary to scan documents in order to prevent fraud. Today, we make sure that the information provided relates effectively to the person doing the consultation, not to third parties. ”
Make a positive registration
The Positive Register is not yet mandatory, but soon it may be, in any case, both Boa Vista SCPC and Serasa Experian indicate that the consumer who wants to improve their credit score or increase the credit score, ideally, is to do the positive register The Positive Register collects various information about debits and bills paid on time.
Increase my Credit Score
Access here to know ” how to increase my Credit Score ” quickly and safely? It is worth mentioning that each credit bureau has its own way of performing the calculation of the score, so the tip is that you do the Positive Register both in SPC, SCPC and in Serasa Experian. The cost to consult punctuation and to register is zero.
As I said before, is having a discussion in the National Congress to make it compulsory for every Brazilian citizen to carry CPF, the project wants the positive registration to be effective from the moment the consumer starts his financial life .
Good and bad payers
The impasse occurs precisely in the banking sector that does not find a consensus on sharing information between these competing institutions. He understood why the deadlock, the main fear of the institutions is the fear of losing to the competition the “good payers” clients who, once identified, can be besieged with more attractive rates and conditions.
How to Improve Your Credit Score?
When you open a new line of credit, some immediate changes are usually made to your credit report. More instantly, if there is a new negative entry, it will probably be added to your report and your score will drop and may tarnish your credit history.
However, as you begin to pay your bills on time, extra payments on time, the highest number of total accounts, over time your credit history will look better and will probably grow in the score, meaning your score can get you benefit in the long run.
How to consult free score
Now that you have access and know how to consult your free score in SPC you will be able to begin your plan to increase your credit score in record time in a safe way , to enjoy the benefits of having credit in commerce and banking, borrowing and asking for the card credit you want.