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Fintechs Credit and Insurtechs are terms that reveal a lot about innovation in the world. Entrepreneurs find the perfect opportunity by uniting technology with finance and insurance, offering services with more affordable values through more advanced tools.
Meet the best Fintechs of credit and Insurtechs in Brazil
The term Insurtech is the result of the union of two words in English: Insurance, which means insurance, and tech, of technology. These companies work with insurance through various technologies, such as artificial intelligence, thus being able to sell cheaper products.
This market is quite recent, but promises a similar rise as those of Fintech, which continue to grow. Incidentally, Fintech is also a term that comes from the United States and means Finance + Technology. These startups develop services related to these areas using the technology. Let us now know some Fintechs credit companies and Insurtechs.
The main credit Fintechs
Below are some of the most well known Fintechs in Brazil today:
Geru’s focus is the release of credit. The entity seeks the best rates in the market and brings this to a simple interface, an easy system that seeks to assist in the granting of credit to customers.
On their website, you enter the amount you are seeking for credit, inform the deadline details to repay the loan and talk about the use of that money, the purpose. You will quickly have the information as value of the plots and where to get the lowest interest.
Creditas is another platform for those looking for credit online. The company offers this service with the possibility of using as collateral your car or property. As a result, the entity is able to lower interest rates and even lend higher amounts. For example, with a property as collateral, the minimum amount for loan is R $ 30 thousand with interest from 1.15% per month
Another option that is part of Fintechs credit list is Lendico. The website of the company offers the grant of credit totally online, without having to leave the house. The interest rate per month is from 2.97% and payments can be made up to 36x.
These are some of the Fintechs credit options today in Brazil. They are financial entities that use technology as a bridge to offer services with more affordable values, in the case with more affordable interest rates. The procedure of requesting and credit analysis are done completely online.
The main Insurtechs in Brazil
Now we list here the top 3 Insurtechs who are also developing innovative work in the insurance field.
1. Compare online
Compare Online is ideal for those looking for the best insurance offers and even credit in the Brazilian market. The platform surveys and compares prices and benefits of leading banks and insurance companies.
You can see on the platform the detailed information of the service you are looking for and purchased. And by the site itself you can hire online.
Segurize is a clear example of innovation. In addition to taking the products related to insurance, the online platform invites people who want to earn some extra money by indicating these services. The commission for the bridge made by the customer to another is only paid as from the sale.
In addition to auto insurance, the company also works with pet health insurance, for people and even life insurance.
3. The Appólice
Appólice is an innovative application for those who work with insurance. The broker can contract this type of service to create an application of your company and take this innovation to the customer who needs and seek information from your brokerage.
The system provides the customer with a list of policies, exchange of messages within the application, quotes and proposals, details of the company and may even open claim request, thus leaving the broker focused on their other activities. This is a service that not only benefits one side, but it has advantages for both sides of the coin for both the broker and the customer.
These models of Fintechs and Insurtechs are innovative and prove how technology is truly transforming human relationships and bringing new business possibilities. And have you ever used any of those? Leave your comment.